NSFCU Visa Debit Card

The card that fits your life.

When you add up all the advantages of your NSFCU Debit card - like fast, easy and convenient access to your funds virtually anytime and anywhere - there's no doubt it's a winner. Can it get any better? Absolutely. Your NSFCU Debit card also offers you the ability to get cash back when making purchases at millions of participating retail locations.

Key Benefits:

  • No Monthly Card Fee!
  • FREE Unlimited Purchase Transactions up to your available account balance.
  • FREE Digital Wallet payment services.
  • No ATM fees (ALL NSFCU ATMs are surcharge free for our members, other ATMs may charge you a fee)
  • Member Select PIN. Choose your own Personal Identification Number.
  • EMV Chip Technology to help prevent fraud.

Small Change - Round Up!
The Small Change Round Up feature allows you to "round up" your debit transactions to the nearest dollar. The difference between the actual transaction amount and the nearest dollar will be deposited into the NSFCU account of your choice (some restrictions apply - see the Small Change page for details) at the end of every business day. Watch your savings grow daily. Small changes add up to big savings!

Make a purchase and get cash back too: Simply choose "Debit" when making your purchase at participating retail locations, enter your four-digit PIN code and choose the amount of cash back you would like. This option is a great way to get cash and avoid unnecessary ATM fees.

Make a purchase only: Choose "Credit" to deduct just the purchase amount from your account. Some retail locations will default their system to a debit transaction, if this occurs, simply select "Cancel" and then "Credit" to continue with your transaction. You will then be prompted to sign for your purchase. The amount of the purchase only will be deducted from your account and you will not have the option to receive additional cash back.

Get cash only: Use your four-digit PIN code to withdraw cash, make transfers, check your balance, or even make deposits at thousands of ATMs worldwide. Be sure to use the NSFCU Surcharge Free ATMs whenever possible to save yourself money!

Travel Tip: Let us know before you go.

Our fraud prevention team is continually monitoring fraud trends and risks. Occasionally, based on these trends, certain states and countries will be blocked from use on our Visa Debit cards. By notifying NSFCU of your travel plans, we can make sure your card is open to use in the areas you will be traveling. You may notify us via our online Card Travel Notice in E-Branch under "My Account" or contact your local branch for assistance.

By letting us know before you go, you can be sure to have full use of your NSFCU Visa Debit card while enjoying your adventures!

Fraud Prevention Information:

Visa Debit cards offer today's consumers a convenient method of conducting their everyday business. But, like anything of value, it is important to safeguard your debit card and all related account information. Just like locking your car in a parking lot to prevent theft. Be sure to check out our Fraud Prevention page for information on current fraud trends and other useful tips.

Report Your Card Lost or Stolen or to Receive Member Service:

For NSFCU Debit Card Member Service please call any credit union office at 800.450.0709 between the hours of 8:00 am and 5:00 pm, Monday through Friday.

To report your NSFCU Debit Card lost or stolen, please call 800.535.8440, 24 hours a day, seven days a week.

Safety Tips:

Please follow these steps to help prevent unauthorized card use:

  • Sign the back of your card upon receipt.
  • Memorize your Personal Identification Number (PIN). Do NOT write it on the back of your card or keep it with you. Never give out your PIN to anyone.
  • Safeguard your account number. Always obtain merchant receipts and destroy carbons if any. Remember to pick up your ATM receipts before leaving the ATM.
  • If you lose your card or it it is stolen, call 800.535.8440 immediately.

Register with Verified by Visa

For your protection when making purchases online with merchants accepting Visa, you must register your card with the Verified by Visa program. Simply go to Verified by Visa to create a password which will protect your card information from unauthorized online use with Visa merchants.