Mortgage Rates

There's no place like home.

And there's no place like North Shore Federal for market-setting low interest rates. Plus, our streamlined process has most loans closing within 30 days.

Mortgage rates fluctuate daily so please speak to a lender for up to the minute rates and terms.
Posted rates effective 10/17/2017 and are for estimate purposes only and subject to change daily.

NSFCU Direct FHLB Mortgage Loans
Term Patronage Pricing APR* Par Pricing APR*
15 Year 3.375% 3.625%
20 Year 3.50% 3.75%
30 Year 3.875% 4.125%
NSFCU In House Mortgage Loans
Term APR*
3 Year Adjustable Rate (ARM) 4.50%
5 Year Adjustable Rate (ARM) 5.00%
10 Year Fixed Rate 4.75%
Construction & Bare Land Loans
Term APR*
Construction Only - 12 Month Maximum 5.99%
Construction to Permanent - with one closing  
12 Month Construction to 3 Year Adjustable Rate (ARM) 4.50%
12 Month Construction to 5 Year Adjustable Rate (ARM) 5.00%
12 Month Construction to 10 Year Fixed Rate 4.75%
Bare Land  
3 Year Adjustable Rate (ARM) 5.50%
5 Year Adjustable Rate (ARM) 6.00%

* Annual Percentage Rate
Patronage Pricing - Relationship Requirements Apply