No ifs, ands
or asterisks.

From loans to deposits, as a member, you always receive our very best rates.

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Fixed Rate First Mortgage as low as 6.125%APR
Home Equity as low as 6.50%APR
Construction as low as 6.00%APR
Bare Land as low as 7.25%APR
Vehicle as low as 5.50%APR
Recreational as low as 5.50%APR

Everyone has one.

Your annual share of profits and eVenture Rewards goes into a Patronage Rewards account, where it earns 10% APY*.
How cool is that?

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A lifetime of
E-Venture™.

Checking with no annual fee line of credit, plus added Rewards. It's your money, have at it.

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good to go?

You’re ready to start traveling. Make sure your Visa Debit card is too.

Your wheels are
already turning.

Looking to ride off with historically low loan rates and flexible terms? Groovy.

Putting First-time
Homebuyers first.

100% Financing and Zero Closing Costs* are just for starters.

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*See details.

A Shining Example

Self Reflection

Two Harbors' Jacob Keech reflects on taking a different route than his older brothers, and teaming up with NSFCU to pursue his passion for entrepreneurship.

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A Shining Example

In Rhythm

The Grand Portage Band of Lake Superior Chippewa sought a financial partner that was in lockstep with their rhythm of life. They found it in NSFCU.

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A Shining Example

Real Life

We get it - the home construction process is a big investment. The Aleshire’s will be the first to tell you the same can be said for building a life together.

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A Shining Example

Change Up

Catch the Klemmer family giving 100% on and off the ball field, proving that a little coaching can go a long way in life. A real human highlight reel.

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A Shining Example

Community is Served

Finding ways to help her community has always been a super power of retired North Shore entrepreneur and full-time Hunger Hero, Beth Kennedy.

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A Shining Example

Take the Helm

We didn’t have to cast our net far to land this inspiring tale of two Cook County commercial fishermen who've set their own course.

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A Shining Example

Sink or Swim

Liquid courage takes on a whole new meaning in this snapshot of Christian Dalbec’s life story and our appreciation for his life’s work.

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A Shining Example

Two-Way Trail

Keep an eye out for chippies and switchbacks as Shaun Hansen puts his own spin on how to take advantage of the active Duluth lifestyle.

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A Shining Example

True Values

Follow along as Angie and Faron Meeks home-in on why they're committed to growing their business and supporting their community.

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One of us, just like that.

You've just opened a new account. Now what? Use ClickSWITCH™ to transition all of your direct deposits and automatic payments in as little as 10 minutes. It's as secure as it is simple. And it's free to our members.

Make the Switch

Member Notice

New Hours Effective Oct 1st
8:30am-4:30pm

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