Checking

It’s your money.
Have at it.

A checking account should help you, not cost you. Fees for depositing and accessing your own money, including automatic transfers or to keep your account open? Not here. And if earning interest isn’t your number one priority, we won’t require a minimum balance. (That’s up to you too.) Plus, all checking account holders enjoy free access to handy E-Branch mobile features.

NO ANNUAL FEE
LINE OF CREDIT:
WRITE YOURSELF
A LOAN
View Rates & Terms

E-Venture Checking

Here, there,
everywhere.

E-Venture™ checking makes it easy to manage your money on the move—to the store, up the shore, or across the country. You’ll enjoy free ATM transactions at all our branches from Duluth to Grand Portage. All this with no minimum balance requirements attached. Plus, take advantage of free E-Branch features including E-Deposit, E-Statements and E-Pay. Simply download our app and you’re on your way.

Explore E-Venture Rewards E-Venture Rewards provides cash back on all debit card transactions—up to $5/month or $60/year. Funds will be deposited directly to your Patronage Reward Share Account at the end of each month and will be available for withdrawal immediately. Or, better yet, hold onto them and earn a variable 10.00% annual percentage yield.

Business Checking

Make money
making money.

Everyone knows the saying but hardly anyone offers business checking as generous as ours. Unlike banks, we pay dividends. Add to that fewer fees, automatic payments and direct deposit into employee accounts, and you have anything but business as usual. And did we mention you can write yourself a loan with an available no annual fee line of credit? Done deal.

A Winning Proposal No monthly service charge. No minimum balance requirement. Pays interest.* No fee automatic transfer from Share Savings. Low 1% fee on coin deposits plus free currency and coin orders. Nice, huh?
*Average monthly balance of $1000 or more required to earn interest.

Community Advantage

Respect and admiration
isn’t all you’ll earn.

The checking account designed specifically for community groups and non-profit organizations. Arrives prepared with no fees for automatic transfers, plus unlimited check writing and E-Branch convenience. And while you’re paying it forward, we’re paying you interest based on your average monthly balance.* (Not that you can put a price on good karma.)

*Average monthly balance of $1000 or more required to earn interest.

A Direct Path to Giving We offer members a simple way to pay it forward too, inviting them to designate any Community Advantage non-profit to receive a donation from their Patronage Rewards share account—funds that can be used immediately or left to grow in your organization’s very own Patronage Rewards share account.

Check, check, and check.

Free and easy, fittingly.

If you like fast, easy, convenient access to your funds virtually anytime, anywhere, the North Shore Federal Credit Union Visa Debit card is the perfect fit.

Get uncarded.

Digital Wallet is the easy, contactless way to pay on the go using your mobile device versus traditional plastic credit cards. Best of all, it’s free and takes just a few minutes to setup. Learn more about how it works.

Ah, that new
checkbook smell.

Grab that reorder slip—you’re just a few clicks away from a fresh batch of Harland-Clark/Liberty Checks. Reorder Today

Small changes make
a big difference.

Small Change is a simple, two-step program designed to help our members turn everyday spending and borrowing into long-term savings habits—without hardly having to think about it.

Step 1: Round Up!
“Round up” your debit card transactions to the nearest dollar, with the difference being deposited into the account of your choice at the end of every business day.

Step 2: Rate Review
Calculate the savings opportunity gained by switching to our highly competitive interest rates or a lower monthly loan payment. Then have the monthly savings automatically transferred to your designated Round Up! account.

Consider your interest piqued.

It’s not every day you encounter a checking account that earns its keep. Our Business Checking and Community Advantage Checking accounts earn dividends when you maintain an average monthly balance of $1000.

See Rates

Member Notice

New Hours Effective Oct 1st
8:30am-4:30pm

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