Patronage Reward Program

Sharing Our Success With You

Each year North Shore Federal Credit Union celebrates its success by returning earnings to our members in the form of a Patronage Reward. This past year, approximately $300,000 was returned to members, bringing the grand total in 2018 to more than $4.3 million returned over 23 consecutive years!

The Patronage Reward program is just another example of the benefits of membership with NSFCU.

The Patronage Reward is divided equally between borrowers and savers and is pro-rated based on the amount of interest paid on loans or interest earned on savings for each member. The more each member saves or borrows with NSFCU, the larger their Reward.

Patronage Rewards are credited on December 31st of each calendar year to each member's special Patronage Reward account that earns a very attractive 10.00% apr*. Members are free to withdraw the funds or leave them in the account to earn this high rate of interest.

Paying it forward: Patronage Reward Giving Program

NSFCU will allow members to transfer any amount currently held in their Patronage Reward account to any designated Community Advantage non-profit organization in the form of a donation. The organization can then choose to utilize the funds immediately or leave them to grow in their own Patronage Reward account.

Consider paying it forward. Call or stop by your local NSFCU office to request your donation transfer to the eligible organization of your choice today.

For a list of participating organizations, click here.



* Annual Percentage Rate - subject to change.