Deposit Rates
Share Accounts
| Account | APY* | Dividend Rate | Dividend Method |
| Patronage Reward Share | 10.00% | 9.57% | |
| Advantage Checking | .05% | .05% | |
| Community Advantage Checking | Compounded/Paid Monthly Avg. Monthly Balance of $1000 to earn dividends | ||
| $1,000.00 - $24,999.99 | .05% | .05% | |
| $25,000.00 - $49,999.99 | .05% | .05% | |
| $50,000.00 and greater | .05% | .05% | |
| Share Savings | .10% | .10% | Compounded/Paid Monthly |
| Secondary Share Savings | .10% | .10% | Compounded/Paid Monthly |
| Holiday Club | .10% | .10% | Compounded/Paid Monthly |
| Money Market Account | Compounded/Paid Monthly | ||
| $2,500.00- $25,000.00 | .50% | .50% | |
| $25,000.01- $50,000.00 | .70% | .70% | |
| $50,000.01- $100,000.00 | 1.26% | 1.25% | |
| $100,000.01- $200,000.00 | 1.51% | 1.50% | |
| $200,000.01 and greater | 2.01% | 2.00% | |
| Traditional/Roth IRA Savings Health Savings Account | Compounded/Paid Monthly | ||
| $0-$9,999.99 | .20% | .20% | |
| $10,000.00- $24,999.99 | .20% | .20% | |
| $25,000.00- $49,999.99 | .30% | .30% | |
| $50,000.00- $74,999.99 | .40% | .40% | |
| $75,000.00 and greater | .40% | .40% |
Certificate Ratesˆ
| Termˆˆ | Minimum | APY* | Dividend Rate | APY* | Dividend Rate |
| Savings Certificates | IRA/Roth IRA Certificates | ||||
| 12 Months | $2,500.00 | 3.29% | 3.25% | 3.29% | 3.25% |
| 18 Months | $2,500.00 | 2.17% | 2.15% | 2.17% | 2.15% |
| 24 Months | $2,500.00 | 1.51% | 1.50% | 1.51% | 1.50% |
| 36 Months | $2,500.00 | 1.26% | 1.25% | 1.26% | 1.25% |
| 48 Months | $2,500.00 | 1.16% | 1.15% | 1.16% | 1.15% |
| 60 Months | $2,500.00 | 1.06% | 1.05% | 1.06% | 1.05% |
| **5 Months | $2,500.00 | 4.59% | 4.50% | 4.59% | 4.50% |
Youth Certificate Ratesˆ
| Termˆˆ | Minimum | APY* | Dividend Rate |
| Savings Certificates | |||
| 12 Months | $25.00 | 3.29% | 3.25% |
| 18 Months | $25.00 | 2.17% | 2.15% |
| 24 Months | $25.00 | 1.51% | 1.50% |
| 36 Months | $25.00 | 1.26% | 1.25% |
| 48 Months | $25.00 | 1.16% | 1.15% |
| 60 Months | $25.00 | 1.06% | 1.05% |
| **5 Months | $25.00 | 4.59% | 4.50% |
Rates effective October 21, 2024 – Subject to Change
*Annual Percentage Yield – APY
*Annual Percentage Rate – APR
**Payment estimate does not include taxes and insurance
^ All Savings/IRA compound and pay dividends monthly.
^ Youth Advantage Term Share Certificates have a $25.00 Minimum Deposit and are issued through age 21.
^^ A penalty may be imposed for early withdrawal
^ Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.
** 5 Month CD Special Disclosure- early cashing penalty of 120 days interest. Auto renewal of this CD Term is automatically set to 12 months. This Certificate is available on Youth Advantage Certificates with a minimum of $25.00 deposit.