Personal Loan Rates
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Secured Loans
| APR* | Term | Minimum Collateral Value | Est. Payment |
| 5.75% | 3 Years | $12,000.00 | $30.31 per $1,000 Financed |
| 5.99% | 4 Years | $15,000.00 | $23.48 per $1,000 Financed |
| 6.50% | 5 Years | $25,000.00 | $19.57 per $1,000 Financed |
| 6.75% | 6 Years | $35,000.00 | $16.93 per $1,000 Financed |
| 6.99% | 7 Years | $40,000.00 | $15.09 per $1,000 Financed |
| 7.25% | 8 Years | $55,000.00 | $13.76 per $1,000 Financed |
| 7.50% | 10 Years | $85,000.00 | $11.87 per $1,000 Financed |
| 7.99% | 15 Years | $100,000.00 | $9.55 per $1,000 Financed |
| 7.25% | 5 Years | Less than $12,000.00 | $19.92 per $1,000 Financed |
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Lifestyle Loans
| APR* | Term | Minimum Collateral Value | Est. Payment |
| 7.50% | up to 5 Years | $500.00 | $20.04 per $1,000 Financed with 60 month term |
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Personal Loans & Visa Rates
| Type of Loan | APR* |
| Lines of Credit Loans | 9.99% |
| Share Secured Loans | 2.00% Above Dividend Rate% |
| Signature Loans | 8.99% |
| NSFCU Visa | 9.99% |
Rates effective September 2, 2025 – Subject to Change
*Annual Percentage Yield – APY
*Annual Percentage Rate – APR
**Payment estimate does not include taxes and insurance