If you’re above here,
you belong here.

A credit union with values carved in stone, proudly serving members cut from a different cloth.

No ifs, ands or asterisks.

From loans to deposits, as a member, you always receive our very best rates.

View Rates

Fixed Rate First Mortgage as low as 5.875%APR

Home Equity as low as 6.25%APR

Construction as low as 6.00%APR

Bare Land as low as 7.25%APR

Vehicle as low as 5.75%APR

Recreational as low as 5.75%APR

Everyone has one.

Your annual share of profits and eVenture Rewards goes into a Patronage Rewards account, where it earns 10% APY*.
How cool is that?

Learn More *Annual Percentage Yield

A lifetime of
E-Venture™.

Checking with no annual fee line of credit, plus added Rewards. It's your money, have at it.

Learn More

Is your card
good to go?

You’re ready to start traveling. Make sure your Visa Debit card is too.

Learn More

Your wheels are
already turning.

Looking to ride off with historically low loan rates and flexible terms? Groovy.

Vehicle Loans

Unleash your giving superpower.

Transforming into a North Shore Hunger Hero is super simple. Ask us how. Or sign up today!

Putting First-time
Homebuyers first.

100% Financing and Zero Closing Costs* are just for starters.

Learn More

*See details.

A Shining Example

Team Player

Fierce commitment to each other, on and off the ice. This is the North Shore hockey community’s ultimate goal. Lace up and check out another one of our sweet assists.

WatchVideo

A Shining Example

Self Reflection

Two Harbors' Jacob Keech reflects on taking a different route than his older brothers, and teaming up with NSFCU to pursue his passion for entrepreneurship.

WatchVideo

A Shining Example

In Rhythm

The Grand Portage Band of Lake Superior Chippewa sought a financial partner that was in lockstep with their rhythm of life. They found it in NSFCU.

WatchVideo

A Shining Example

Real Life

We get it - the home construction process is a big investment. The Aleshire’s will be the first to tell you the same can be said for building a life together.

WatchVideo

A Shining Example

Change Up

Catch the Klemmer family giving 100% on and off the ball field, proving that a little coaching can go a long way in life. A real human highlight reel.

WatchVideo

One of us, just like that.

You've just opened a new account. Now what? Use ClickSWITCH™ to transition all of your direct deposits and automatic payments in as little as 10 minutes. It's as secure as it is simple. And it's free to our members.

Make the Switch

If you’re above here,
you belong here.