Exclusive Offer for First-Time Homebuyers*

Hassle Free
Financing

Making the dream of owning your first
home more practical than ever.

Apply Now

*On approved credit or subject to loan approval.
Maximum loan amounts may apply. Membership required.

#firstdreamsfirst

Practically unheard of terms for First-Time Homebuyers.
Just one more way we put our members first.

Best Rates,
Always

Whether you choose a fixed or variable loan, as a member you’ll receive our very best rates—no ifs, ands or asterisks.

Everything
In-House

We don’t have to go outside for approvals, so you can quickly settle into a mortgage you feel right at home with.

Start Out
Home Free

Worried about getting pre-qualified or paying upfront fees? Don’t be. Once you’re in, your journey to home ownership is on.

Personal Mortgage Advisors

A place of your own.
Never on your own.

The homebuying process is filled with firsts but your NSFCU Personal Mortgage Advisor won’t let you face any of them alone. A knowledgeable, neighborly North Shorian—committed to leading you through the entire homebuying process, from initial search to final closing.

Email Us

DULUTH-Lincoln Park
& Endi

Amanda Smitke

218-522-8310 ext. 712

TWO HARBORS

Jenna Frikken

218-834-3836 ext. 521

SILVER BAY

Tracy Blood

218-226-3990 ext. 621

LUTSEN, GRAND MARAIS
& GRAND PORTAGE

Rob Svadlenka

218-387-1312 ext. 212

BALANCE™ Financial Education

More know-how for your can-do.

A positive attitude certainly helps when buying your first home, but it’s not everything. Our free BALANCE™ member benefit helps bridge the gap—providing helpful tools and unbiased information 24/7, plus personal assistance six days a week.

Saying “I Do” to
Homeownership

3 min read

What do you set in motion when you fall head-over-heels for a home?

Read On

Fiver Pointers for
First-Timers

2 min read

How do you know you’re buying smart from the start? Here are some insider tips.

Read On

Inspecting the Home-
Inspection Process

3 min read

Some things to consider if you’re thinking of skipping this important step.

Read On

Member Notice

New Hours Effective Oct 1st
8:30am-4:30pm

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