Regulation Notices

Dotting the i's and crossing the t's.


As required by NCUA regulations, we want to make sure you have access to any required regulation notices. General information changes will be posted here as required, while more pertinent account changes will be provided directly to our members via the mail or your statements.

Telephone Consumer Protection Act

As required by the Telephone Consumer Protection Act, if you DO NOT want to be contacted on your mobile device by our Fraud Monitoring Process Center, you must contact us to update your information and preferences.

You may contact us by phone at 218.226.4401 or toll free 800.450.0709 or stop by your local branch office.

Minimum Funds Availability Increase

On July 21, 2010, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act, which in part, amended the Expedited Funds Availability (EFA) Act. The amendment to the EFA Act increases from $100 to $200 the required minimum amount of funds from a check deposit that must be available for withdrawal as of the business day following the date of deposit. The effective date of this provision was July 21, 2011.

NSFCU has taken the necessary steps to comply with this regulation on all deposit accounts.